Off-campus housing gives students the opportunity to be free from curfews, have their own space, and be independent. There are many different types of off-campus housing, some is provided by the University and some you can find on your own. Living off campus is a major convenience; however, it is strongly advised to live on campus freshman year. Living on campus your first year is a good thing because this allows you to get to know the campus and meet new friends and help you network with others. Living on campus can help you grow, but it also can get really expensive. It is actually cheaper to live off campus. For instance, if you moved into an apartment with three roommates and paid $224 per month apiece, you will pay $2,688 for 12 months (not including utilities) as opposed to paying $7,672 for 10 months. Now, that's well worth the time, plus it puts more money in your pocket.
Everyone pays for school differently. Some students recieve financial aid packages, others who are not eligable for financial aid get student loans or have their parents pay for school. If you depend on student loans, your best bet would be to live off campus because that will save you thousands of dollarsm which will be beneficial to you in the future. For students with a car or transportation, you can search for housing minutes away from campus. There are also programs through the school that offer off-campus housing such as the leadership houses that require students to participate in leadership training, complete a certain amount of community service, and maintaining at least a 3.0 grade point average. There are also houses that are rented out right by campus, but they are first-come, first-serve, which are very hard to come by, so you have to search early for availability.