Many Taylor students stay in the residence halls all four years. The reason for this is twofold: first, many students simply love their dorms too much, and second, getting into off-campus housing is incredibly difficult and complicated. Hopefully, the needless complications will lessen over time as Taylor acquires more housing options. Currently, the off-campus housing is quite limited, with a little more than 10 available homes for upperclassmen, but what the housing lacks in quantity it makes up for (largely) in quality: Most houses are close enough to campus that gas money is a minor consideration, and the houses are large enough to harbor as many as 10 housemates.
On average, off-campus housing is roughly as expensive as on-campus dormitory life, if not a little cheaper. Other benefits include the chance to acquire even more independence and develop great relationships with housemates.