As an individual, it can be hard to find housing off campus. The local owners take advantage of students and try to make as much money as they can. There are options out there for housing; you just have to work and find the best deal out there. It is common for older students and athletes to be living together off campus. Many times they throw parties here, and these are the places where some good parties can happen.
Iona provides resources for off-campus housing, but students are the ones that are really working the deal. Some areas are unsafe and can be much different from living in the security of the dorms. Depending on where you live, it can be good. Some people end up finding a great place. There is not a need to worry about off-campus housing if you are not interested in it. It is possible to live on campus for all four years. Searching for a house in New Rochelle should be taken with care. If you put in the work and are proactive in the process, you will find the right place. If you are not, you are going to end up living in a rundown place, wishing you had just stayed on campus instead.